In Financial Soundness Indicators (FSIs), what is nonperforming loans net of provisions to capital?

Nonperforming loans net of provisions to capital is calculated by taking the value of nonperforming loans (NPLs) less the value of specific loan provisions as the numerator and capital as the denominator. Capital is measured as total capital and reserves in the sectoral balance sheet; for cross-border consolidated data, total regulatory capital can also be used. This FSI is a capital adequacy ratio and is an important indicator of the capacity of bank capital to withstand losses from NPLs.

FSI data can be found in the Financial Soundness Indicators dataset.

Concepts and Definitions

  1. What is a repurchase agreement?
  2. What is the discount rate?
  3. What is the Central Bank policy rate?
  4. What is the Lending Rate?
  5. What is a "reporting country" in DOT
  6. What is the Coordinated Portfolio Investment Survey (CPIS)?
  7. What is the Financial Access Survey (FAS)?
  8. What are Other Depository Corporations (ODCs)?
  9. In Financial Soundness Indicators (FSIs), what is the nonperforming loans to total gross loans ratio?
  10. In Financial Soundness Indicators (FSIs), what is nonperforming loans net of provisions to capital?
  11. In Financial Soundness Indicators (FSIs), what is regulatory capital to risk-weighted assets ratio?
  12. What do “the derived liabilities” tables in the Coordinated Portfolio Investment Survey (CPIS) show?
  13. What are Net Errors and Omissions in Balance of Payments Statistics (BOPS)?
  14. What is the International Investment Position (IIP) in the Balance of Payments Statistics (BOPS)?
  15. What is the financial account in the Balance of Payments Statistics (BOPS)?
  16. What is the capital account in the Balance of Payments Statistics (BOPS)?
  17. What is the current account in the Balance of Payments Statistics (BOPS)?
  18. What is the balance of payments (BOP)?
  19. What is the definition of Unallocated Reserves in the Currency Composition of Official Foreign Exchange Reserves (COFER)?
  20. What is the meaning of negative entries in the Coordinated Portfolio Investment Survey (CPIS)?
  21. How is portfolio investment defined in the Coordinated Portfolio Investment Survey (CPIS)?
  22. What is the definition of gold in the Reserves Template (RT)?
  23. Where can I find the definition of FAS concepts?

Feedback and Knowledge Base